January 23, 2020

10 Credit Card Payment Services for Small Business Owners

1. Due

Due.com is known for its intuitive invoicing and time tracking features, but the company also gives business owners the chance to accept payments quickly by integrating with PayPal and QuickBooks. They have free bank to bank transfers for programmers. If you have any questions or concerns, Due.com uses a ticket system for customer support so that the process is streamlined.

2. Payline Data

If you’re looking for a service that covers everything from mobile to online, to in-store sales, then Payline Data has got you covered. What makes this service such an appealing option for small businesses is that it has low and transparent pricing plans that are easy-to-understand and outstanding customer service.

You can even customize plans to suit the needs and size of your business. Additionally, you aren’t charged any application, monthly minimums, or account termination fees. Payline also donates 10 percent of its profits to charity. For businesses that process less than $5,000, you’ll be charged interchange plus at 0.5 percent plus $0.15 per transaction above wholesale cost.

3. Square

Since 2009 Square has made it possible for small businesses to accept credit cards no matter where they are located thanks to its innovative card reader (this longevity has contributed to its popularity and associated Square vs Paypal comparisons). Today, Square allows you to convert any mobile device into a powerful credit card terminal that allows you to process payments either in-person or online.

Square also provides a useful dashboard that allows you to send invoices, view analytic reports, and manage inventory. The card reader is free, but Square charges a 2.75 percent fee for every swipe and 3.5 percent, plus $0.15 per transaction fees for transactions that are entered manually.

4. GlobalVCard

Just like Payline Data, CSI GlobalVCard offers fair and transparent pricing without any hidden fees. This service also provides a wide range of processing features that allow you to accept payments virtually. CSI also has special rates for non-profits and 24/7 customer support.

5. Flint

By downloading the Flint app your business can easily accept credit cards without having the need for additional hardware. This is possible because Flint scans credit cards instead of swiping them. To keep your customers secure, only the card number is scanned and is never stored on your device.

On top of processing credit cards Flint allows you to create invoices, coupons, and real-time online reporting. Flint charges 1.95 percent for each debit card transaction and 2.95 percent for credit card transactions.

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